Credit Repair BattlePlan

Of course bad credit doesn’t make you a bad person.

But that’s not what the financial industry wants you to believe. The financial industry wants consumers to believe that bad credit makes a person “less”. Less creditworthy, less respectable. Less worthy of fair treatment. Time has proven over and over that the more a consumer believes this, the easier it is to exploit them … for life.

Think about it. If certain types of criminal records make you a bad person, people simply don’t associate with you, you’re not welcome in certain neighborhoods and you can’t get many types of jobs. So certain criminal records make a bad person.

If certain personal habits or characteristics make you a bad person, people just avoid you altogether, right. So certain personal habits make a bad person too, right?

Likewise, if bad credit made you a bad person, they just wouldn’t lend you the money. It makes sense, right?

But they’ll lend you the money alright. They’ll just charge you 3, 4 or even 5 times as much for it. Bad credit is BIG BUSINESS if you’re in the business of lending money to people with bad credit. That’s because bad credit doesn’t make them bad … it just makes them a lot easier to exploit.

They’ll explain to you that your bad credit means you’re a bigger risk to lenders, so to make up for that risk, you must pay out the nose for home loans, car loans, or any other kind of loan for that matter. Instead of paying 6% on a loan secured by your home, they’ll charge you 9% to 13% for the same loan that is STILL secured by your home.

Instead of offering you a 24-month or 36-month 0% interest loan, your bad credit means that they get to charge you 13% to 25% interest.

And since it’s riskier to give you a credit card too, they explain, instead of not giving you one, they give you a credit card with a 29% interest rate, a $199 annual fee, a $99 application fee and maybe even a $7 per month recurring “membership” fee.

Evidently, as long as they’re making tons of money off of you, you aren’t such a terrible risk after all.

Isn’t it time you changed all that? Isn’t it time to turn things around in YOUR favor? Isn’t it time you fixed your credit and got on with your life?

You didn’t invent the rules or write the laws that govern credit repair. Neither did the credit bureaus or the lenders who make a fortune lending money to folks with bad credit, but they certainly ARE using them against you. Isn’t it time to turn the tables on them? Isn’t it time that you used the laws to work FOR YOU instead of against you?

Credit repair IS legal, it IS ethical and it IS affordable. In fact, you can’t afford NOT to repair your credit. It is also your federally guaranteed RIGHT as an American.

Exercise that right and repair your credit now.

Repair Your Credit

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